Some prerequisite knowledge you need to know: Basic knowledge of bank accounts and cards in Hong Kong
Some Hong Kong virtual banks have opened support for opening accounts with mainland Chinese ID cards, but they generally require that you be in Hong Kong and provide Hong Kong immigration records in order to open an account.
livi bank##
- Supports opening accounts with mainland Chinese ID cards, mainland Chinese ID card holders can open an account in Hong Kong using their mobile phones
- Has virtual cards, no physical cards, supports Apple/Google Pay
- Supports QR code withdrawals without a card
- Supports eDDA, FPS
ZA Bank 眾安銀行##
- Supports opening accounts with mainland Chinese ID cards, mainland Chinese ID card holders can open an account in Hong Kong using their mobile phones
- Has physical cards, supports Apple/Google Pay
- Supports eDDA, FPS
Airstar Bank 天星銀行##
- Supports opening accounts with mainland Chinese ID cards, mainland Chinese ID card holders can open an account in Hong Kong using their mobile phones
- No card
- Withdrawals need to be transferred to another bank account first
- Supports eDDA, FPS
Ant Bank 螞蟻銀行（香港）##
- 🆕7/14 Supports opening accounts with mainland Chinese ID cards Mainland Chinese ID card holders can open an account in Hong Kong using their mobile phones
- No card
- Withdrawals need to be transferred to another bank account first
- Does not support eDDA, supports FPS
The following banks temporarily do not support opening accounts with mainland Chinese ID cards.
Mox Bank##
- Has physical cards, supports Apple/Google Pay
- Supports eDDA, FPS
Welab Bank 匯立銀行##
- Has physical cards, supports Apple/Google Pay
- Supports eDDA, FPS
Fusion Bank 富融銀行##
- No card
- Supports QR code withdrawals without a card
- Supports eDDA, FPS
Ping An One Account Bank 平安壹賬通銀行（香港）##
- No card
- Withdrawals need to be transferred to another bank account first
- Does not support eDDA, supports FPS